Have you ever heard of the max debit mod rule? In this short episode of Comp Talk, Todd breaks down what the rule is and

Have you heard the term – Consent to Rate? Do you know what it is? In this episode of Comp Talk, Todd talks about what

In this episode of The Comp Effect podcast, host Todd Thams interviews Steve Figliuolo aka “Figs” who is the Senior Risk Manager and in charge

In this episode of Comp Talk, Todd Thams talks about worker’s compensation deductibles, what they are, and whether you should have one or not.

In this episode of Comp Talk, Todd Thams shares a case from Texas where a judge upheld a business’s right to require Covid-19 vaccinations. Employees

In this episode of The Comp Effect podcast, host Todd Thams interviews Don Phin, Certified eSpeaker, Strategist, and Coach. Don stops by to explain how

In this episode of Comp Talk, Todd Thams talks about the increased costs associated with late reporting and references an NCCI Research Brief. Claims reporting

In this episode of The Comp Effect podcast, host Todd Thams interviews Melissa Schilling, shareholder at Dickinson, Mackaman, Tyler & Hagen, P.C. Melissa stops by

In this episode of The Comp Effect podcast, host Todd Thams interviews Sam King, Vice President of the Fraud Investigations Department at EMPLOYERS. Sam is

In this episode of Comp Talk, Todd Thams talks about workers’ compensation audits post COVID, and what businesses should be doing so they don’t overpay

In this episode of The Comp Effect podcast, host Todd Thams interviews Ruban Roberts, MBA, MSW, CEO of RER Consulting, LLC. Ruban founded a COVID-19

In this episode of Comp Talk, Todd Thams shares why job descriptions are important. Using the Scopes Manual from NCCI can help your client eliminate

In this episode of The Comp Effect podcast, host Todd Thams interviews Kevin Ring, CWCA, MWCA, lead analyst with the Institute of WorkComp Professionals. Kevin

In this episode of Comp Talk, Todd Thams talks about why you should audit your worker’s compensation audit and the number of mistakes that he

In this episode of The Comp Effect podcast, host Todd Thams interviews Lisa Fitzpatrick, DrOT, CHT, CAE, CEAS, Owner of XcelABLE. Lisa talks about her

Here’s a short episode on monopolistic states, what they are and why you need to be aware.

In this episode of The Comp Effect podcast, host Todd Thams interviews Andrew Clark, co-owner of CCG Premium Recovery Group. Andrew talks about what his

In this episode of Comp Talk, Todd Thams reviews part 3 of the Workers’ Compensation policy and what you need to look for. Not reviewing

In this episode of The Comp Effect podcast, host Todd Thams interviews John Spanczak, Director of Employee Engagement Services at Leverage. John has helped put

It’s common to hear that businesses don’t want to buy work comp, they’ll just pay their workers in cash. What are the risks when doing

In this episode of The Comp Effect podcast, host Todd Thams interviews Mark Manera, Founder of the Trucking Fitness Company. Mark and Todd discuss health

Is your company considering switching workers’ compensation insurance during the policy year? Make sure it makes sense and follow these steps.

In this episode of The Comp Effect podcast, host Todd Thams interviews Mark Pew, Senior Vice President of Product Development & Marketing at The Preferred

In this episode of Comp Talk, Todd Thams shares some shady business practices by agents when trying to write new business and what businesses can

In this episode of The Comp Effect podcast, host Todd Thams interviews Jason Cass, Managing Partner at The Insurance Alliance, and Owner of Agency Intelligence.

In this episode of Comp Talk, Todd Thams explains what a ghost work comp policy is and why you would want one

In this episode of The Comp Effect podcast, host Todd Thams interviews Jess Dantice, founder of the best work comp software in the world. His

In this episode of Comp Talk, Todd Thams talks about why your business is being charged for subcontractors at audit and what you can do

In this episode of The Comp Effect podcast, host Todd Thams interviews Dr. Claire Muselman, Director at the Workers Compensation Recovery Unit at Continental Western

In this episode of Comp Talk, host, Todd Thams, discusses Standard Exception Codes and what you should know so you don’t get surprised at audit

In this episode of The Comp Effect podcast, host Todd Thams interviews Natalie Torres, the Senior Director of Client Solutions at Workfinders USA. Natalie shares

In this episode of Comp Talk, host, Todd Thams, talks about why businesses shouldn’t pay small work comp claims on their own, but instead use

In this episode of The Comp Effect podcast, host Todd Thams interviews Kent Smith, the President/Shareholder at Smith, Mills & Schrock Law. Kent Smith discusses

In this episode of Comp Talk, host, Todd Thams, talks about how a successful claim is started and why immediate reporting matters. He also provides

How Nurse Triage Will Help Your Business Reduce Claims by 40% In this episode of The Comp Effect podcast, host Todd Thams interviews Darrin Schenck,

In this episode of Comp Talk, Case Study – How Mishandling of Claims Costs Your Business More Money, Todd reviews an actual experience mod worksheet

In this episode of The Comp Effect podcast, host Todd Thams interviews Gabriel Glynn, of Mākusafe Corporation, to discuss how technology is changing the future

In this short episode of Comp Talk, Nurse Triage Explained in 3 Minutes, host, Todd Thams, explains what Nurse Triage is and why you should

In this episode of The Comp Effect podcast, host Todd Thams interviews Grant Botma, the Founder of Stewardship. Grant talks about the importance of creating

In this short episode of Comp Talk, Lessons Learned From an Actual Claim Review, host Todd Thams, reviews the loss history on an account he’s

In this episode of The Comp Effect podcast, host Todd Thams interviews Don Dunn, CEO/Investigator at The R&D Agency and Brianna Dunn, the Director of

STEP 1 – DEFINE YOUR OBJECTIVES STEP 2 – DETERMINE YOUR BID STRATEGY STEP 3 – PLANNING AND ISSUING THE RFP STEP 4 – SCORING

In this episode of The Comp Effect podcast, host Todd Thams interviews Mike McDonough, the Work Comp Risk Advisor at Workers Comp Renegade and the

In the first episode of The Comp Effect podcast, host Todd Thams interviews Jennifer Zupp, Co-Owner of Zupp & Zupp Law Firm. Jennifer talks about her knowledge and expertise in litigating Workers’